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Goal Planner with Top-up SIP


You’ll earn 8,35,602

Note :

- Assuming monthly compounding.

- Tax not considered in computations.

- Growth option considered.

Terms and conditions : This calculator is meant for investor education purpose only and not aimed at soliciting investments in any particular scheme of SBI Mutual Fund. It is designed to help investors in determining the appropriate amount accumulated through... SIP investment based on assumed rate of returns and does not guarantee any returns. The calculations are not based on any judgments of the future return of the debt and equity markets / sectors or of any individual security / Schemes and should not be construed as promise on minimum returns and/or safeguard of capital. These Calculators alone are not sufficient and shouldn't be used for the development or implementation of an investment strategy. There is no warranty about the accuracy of the calculators/ reckoners. The recipient is advised to consult his or her financial advisor/ tax consultant prior to arriving at any investment decision. The calculation is based on Monthly SIP with selected top-up frequency viz, half yearly or yearly basis on the basis of assumed rate as selected by you. The returns are shown point to point in absolute terms. Mutual Fund Investments are subject to market risks, read all scheme related documents carefully. Read More

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Frequently asked questions

Top up SIP is a facility which allows the investor to increase the amount of the SIP instalment by a fixed amount at pre-determined intervals.

  • Helps in reaching financial goals faster- By increasing one’s SIP amount, an investor is investing more money, which may help in long term wealth creation with the added advantage of compounding. This in turn can help his corpus grow and reach his financial goals faster.
  • Helps manage your income and your investments- An investor may get increments in their salary or income every year. Top up SIP facility helps to invest the additional income without hassle.

Top up SIP facility is available in all schemes in which SIP facility is offered except SBI Small Cap Fund

Monthly SIP- Half yearly as well as Yearly Top up SIP facility is available. Quarterly SIP- Only Yearly Top up SIP facility is available. In case the investor does not specify the frequency, the default frequency for Top up will be considered as Half yearly.

The minimum top up amount is 500 and further instalments can be done in multiples of 500.

  • An investor can apply for Top up facility by filling in the SIP enrolment form . Alternatively, he can apply for this facility online on the website or through mobile application of SBIMF.
  • SIP Top-up facility is available for SIP Investments through ECS (Debit Clearing) / Direct debit facility only

No, an investor cannot Top up an existing SIP. To avail Top up SIP facility, an investor must enrol for a fresh SIP with Top up option. You can use the modify SIP option available post login under the My Systematic Transactions section.

No, an investor cannot modify a Top up facility which is already availed. In order to make any changes, an investor must cancel the existing SIP and enrol for a fresh SIP with Top up option.

Disclaimer : This content is for information purposes only and is not an offer to sell or a solicitation to buy any mutual fund units/securities....These views alone are not sufficient and should not be used for the development or implementation of an investment strategy. It should not be construed as investment advice to any party. All opinions and estimates included here constitute our view as of this date and are subject to change without notice. Neither SBI Mutual Fund / SBI Funds Management Private Limited / SBI Mutual Fund Trustee Company Private Limited, nor any person connected with it, accepts any liability arising from the use of this information. The recipient of this material should rely on their investigations and unlike the traditional investment avenues like PPF, NSC, Bank Fixed Deposit, investment in mutual funds is subject to market risks. Hence, the performance of these asset classes is not strictly comparable. In view of the individual circumstances and risk profile, each investor is advised to consult their investment/tax adviser(s) before any investment decision. Read More